Table of Content
ZeroDown will handle all maintenance and repairs to keep your home safe and habitable during your lease - if there’s an issue with your roof or furnace, we’ll get it fixed. ZeroDown’s program is designed to get you closer to homeownership every month you live in the home. With each rent payment, you'll earn Purchase Credits for the home.

If you're unfamiliar with the rent-to-own process, we offer a full selection of articles in our on-siterent-to-own articlesso you can stay informed and updated. Let’s break down the key differences between ZeroDown and a traditional mortgage.A typical mortgage requires a down payment of between 10-20%. With ZeroDown, you can rent-to-own almost any home available as long as you have 2-3% of the purchase price. Unlike a traditional mortgage, ZeroDown allows you to live in your home without a mortgage or the large cash reserves necessary for a down payment, property taxes, or home insurance.
Mint House Seattle – Downtown
YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page. Think of Purchase Credits as a down payment savings account, that starts at 2% of your home’s current purchase price.
Search for rent-to-own homes in Shoreline, WA and learn about the rent-to-own market with iRentToOwn.com. Because homes for sale include disclosures and home inspections, buyers have more information about the history and quality of a home than a renter would. We provide you with these disclosures as well, and our team of property experts will work with you and our agent partner to make sure that any home you move into and eventually buy will be a smart purchase.
The Artiste Apartment Homes
Even if you aren’t mortgage-ready today, you may be eligible to qualify for ZeroDown’s rent-to-own program. Unlike a financed home purchase, ZeroDown buys homes with cash and a quick close. Because we buy homes with strong cash offers, we are able to negotiate the best price when shopping for your new home. While traditional mortgages require an immediate down payment that locks you into a year commitment, ZeroDown gives you a 3-year period to live in a home before you make a down payment. On our 10% Purchase Credit program, you'd get a refund of 8% of the original home purchase price.

We understand that while a lot of people are ready to be homeowners, their finances may need time to catch up. With ZeroDown, you’ll have a three-year window where you can enjoy all the benefits of homeownership, with all the flexibility of renting. At first glance, your monthly payments may seem more expensive than traditional renting, but that’s because you are entering into a long-term lease for a home that ZeroDown custom purchased for you. Your monthly payment won’t ever change during the 3 years, regardless of the inflation environment. And, your option agreement allows you to earn Purchase Credits and participate in equity upside on the home, which can make your effective rent much lower than comparable rentals. Plus, if you decide you don’t want to buy the home you can always walk away and in some cases receive a portion of your accumulated Purchase Credits.
Rent to Own Homes in Shoreline WA
With the current housing shortage trend it can make it harder to become a homeowner, including in Shoreline, WA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment. Search for rent-to-own homes in Shoreline Community College, WA and learn about the rent-to-own market with iRentToOwn.com.
If you decide you don't want the home, you can walk away from the deal when your lease ends. Move into your dream home, rent it monthly with built-in savings that accumulate towards an eventual down payment. Buy when you're ready -- in 30 days, in 3 years, or any time in between. Everything you need to know about local demographics, nearby schools, public transport, market trends, and more. Create an account to save and share your favorite homes and searches. To submit a request for a takedown notice per the Digital Millennium Copyright Act (the “DMCA”) for any NWMLS listings please see these guidelines and follow the instructions provided.
Zillow Group is committed to ensuring digital accessibility for individuals with disabilities. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know. Please switch to a supported browser or download one of our Mobile Apps.

Thanks for visiting RentOwn.net the foremost website for all Shoreline rent to own homes. ZeroDown will also purchase a home warranty for the home when you move in that will cover common repairs and replacements. You will be responsible for making the service requests and paying the appointment service fees. Over the next 3 years, you can buy the home using the Purchase Credits you've been earning each month.
Each month that your lease remains current, you earn Purchase Credits. Purchase Credits correlate to a percentage of the home’s value, so 5% Purchase Credits correlates to 5% of the home’s price. Check out Shoreline, WA rent to own homes for sale, which may include auction properties, for sale by owner, and more. Qualifying for a mortgage is often a headache with steep requirements for your credit, financial record, employment history, and more. You don’t need to be able to qualify for a traditional mortgage to qualify for ZeroDown’s rent-to-own program. At ZeroDown, we make homeownership more accessible for more homebuyers regardless of what a mortgage lender is telling them today.

Pick almost any home listed on the market for sale and rent it while you save up to buy it. Use our cost of living calculators to assess how much you’ll need to earn to live comfortably in key cities. Save this search to get email alerts when listings hit the market. Inspect a wide variety of rent to own properties in the wider Shoreline area on RentOwn.net, the leader in rent to own directories.